Last Updated: 09/21/2025

1. Introduction

Welcome to James E. Smith LLC. By accessing or using our website, services, or products (collectively, “Services”), you agree to be bound by these Terms and Conditions. Please read them carefully.

2. Acceptance of Terms

By using our Services, you affirm that you are at least 18 years old and legally capable of entering into binding agreements. If you do not agree to these Terms, please do not use our Services.

3. Changes to Terms

We reserve the right to modify these Terms at any time, and such changes will become effective immediately upon posting to this page. It is your responsibility to review these Terms periodically. Your continued use of our Services after any such changes constitutes your acceptance of the new Terms.

4. Services Provided

James E. Smith LLC offers [description of services/products]. We may, from time to time, update or alter the scope of our Services as we see fit.

5. Account Registration

To access certain Services, you may need to create an account with us. You agree to provide accurate, current, and complete information when registering for an account, and to promptly update such information if it changes. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

6. User Obligations

You agree to use the Services only for lawful purposes and in accordance with these Terms.

You will not:

1. Violate any applicable laws, regulations, or third-party rights.

2. Engage in any activity that disrupts or interferes with the functionality of the Services.

3. Attempt to gain unauthorized access to our systems, accounts, or networks.
    

7. Intellectual Property

The content provided through our Services, including but not limited to text, graphics, logos, images, and software, is the property of James E. Smith LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or otherwise use this content without express written permission.

8. Privacy and Data Protection

Your privacy is important to us. Please refer to our [Privacy Policy] for information on how we collect, use, and protect your personal data.

9. Termination of Service

We reserve the right to suspend or terminate your access to the Services at our discretion, with or without notice, if we believe you have violated these Terms.

10. Disclaimers

Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

11. Limitation of Liability

To the maximum extent permitted by applicable law, James E. Smith LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or use, arising out of or related to your use of the Services.

12. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of [State or Country], without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved through [mediation/arbitration] in [location], unless otherwise agreed upon.

13. Contact Information

For any questions or concerns about these Terms, please contact us using the details below.